Loan Programs in Florida

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Are you ready to purchase a home but not sure if you can afford it?

Does the thought of applying for a loan seem daunting?

The fact is that almost anybody can buy a home if they have access to sufficient financing, and this is especially true for first-time buyers. There are a variety of ways to qualify for first-time home buyer loans, which have been designed specifically to help people like you in taking this crucial next step in your life.

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Conventional Loans

Lower interest rates; higher loan amounts allowed; more flexible repayment options; no additional insurance premiums required; more lenders offering these loans compared to FHA loans.
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VA Home Loan

Lower down payment requirement; less stringent credit score requirement; fixed interest rate; available for buyers with lower incomes or those with less cash savings; MIP can be canceled in certain circumstances.
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USDA Home Loan

Rates are typically low compared to the market. That’s right, USDA home loans are offered at great rates. Allow people to finance in their closing costs
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FHA Home Loan

Low down payment is allowed, and the rates are competitive. A mortgage-insurance product designed by the government.
Learn more
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Our focus is helping home buyers with their mortgage needs.

Roberto Martinez provides buyers with a comprehensive mortgage service to assist them in feeling comfortable with the financial choices they make when purchasing a home.

Check Out Our Specialty Loan Programs Here!